Prepared for a Water Damage?
Last winter brought Minnesota record breaking bitter temperatures and abundant snowfall. School age children found themselves cheering more than the allowed 10 days per school year. According to the Minnesota Department of Natural Resources, in Rochester, MN, last year in the month of February we received over 40 inches of snowfall.
In the spring, residents found themselves dealing with lots of melting snow and then rainfall that seemed like it wouldn't stop. Again, there was record precipitation.
SERVPRO of Rochester found ourselves helping homeowners deal with ice dams, flooded basements, broken pipes, and seepage.
Most home owners insurance policies in Minnesota don't cover flood damage. If you want flood coverage, you will need to additionally purchase this coverage. All policies have a 30 day waiting period before coverage takes effect.
We at SERVPRO of Rochester highly encourage you to purchase flood coverage. There's nothing worse than finding out after the fact of having your basement flooded that you have no coverage.
However, we work with individual homeowners whether they have insurance and/or flood insurance. We are here to help you.